Investigation Service

Insurance Defense & Fraud Investigations in Michigan

Fraudulent insurance claims cost carriers and employers billions annually. Our licensed investigators provide the documented, court-ready evidence you need to defend against

Licensed & Insured
24/7 Rapid Response
Court-Ready Reporting
Free Confidential Consultation

Overview

Insurance fraud remains one of the most costly challenges facing carriers, self-insured employers, and defense attorneys. Metro Detective Agency specializes in sub-rosa surveillance and claims investigation, documenting claimants’ true physical capabilities and daily activities when those activities contradict their reported injuries or disabilities.

Our surveillance operatives are experienced in the specific evidentiary requirements of insurance litigation. We document activities such as physical labor, recreational sports, vehicle operation, and other movements that may contradict the limitations claimed in medical reports, depositions, or demand letters.

Reports are delivered in formats preferred by insurance defense attorneys, claims adjusters, and independent medical examiners. Our investigators are available for deposition and courtroom testimony to authenticate findings and explain surveillance methodology.

Key Capabilities

Sub-rosa surveillance operations
Activity contradiction documentation
Medical claim verification
Workers’ compensation investigations
Recorded statement assistance
Expert courtroom testimony

Why Choose Metro Detective Agency

Insurance-Specific Expertise

Our investigators understand the evidentiary standards required by insurance defense attorneys and claims departments. Reports are prepared to support motions, mediations, and trials.

High Success Rate

Experienced operatives know when and where to conduct surveillance for maximum results, reducing wasted hours and increasing the probability of obtaining usable evidence.

Courtroom-Ready Documentation

All video, photography, and reports include time-stamps, GPS data, and chain-of-custody documentation required for admissibility.

Available for Testimony

Our investigators testify regularly in Michigan courts and are experienced in deposition and trial settings.

Our Process

Claim Review

We review the claim file, medical records, and deposition transcripts to identify the specific activities and limitations to investigate.

Surveillance Planning

We schedule surveillance around the claimant’s known appointments, routines, and the activities most likely to contradict their claimed restrictions.

Field Surveillance

Operatives conduct covert surveillance, documenting all physical activities with HD video, timestamped photography, and written observations.

Report & Testimony

You receive a detailed surveillance report with video evidence. Our investigators are available for deposition and trial testimony.

Frequently Asked Questions

Need Help With This?

Speak directly with a licensed investigator about your situation. Your consultation is free, confidential, and completely without obligation.

Available 24 hours / 7 days a week

Why Clients Trust Us

Licensed & insured in Michigan
22+ years combined experience
Military & law enforcement backgrounds
Court-ready documentation
Free confidential consultation

Related Services

Corporate & Fraud Investigations
Surveillance Operations
Legal & Litigation Support

Ready to Get Started?

Every investigation begins with a free, confidential consultation. Call us any time or complete the form, and a licensed investigator will contact you to discuss your case.

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